Blog Topic

Auto Accidents

Uninsured Motorists
Posted by: Drew Haywood
July 14, 2008

Colorado has one of the highest rates of uninsured motorists in the country. If you are hit in an auto accident, don't expect the responsible party to have insurance. Some studies have indicated that up to 38% of Colorado drivers are uninsured. Yikes!

Under-Insured Motorist Law Reinforced!
Posted by: Michael Sawaya
July 14, 2008

Colorado roads are full of drivers with no insurance. Colorado has even more drivers who are insured for bodily injury limits of only $25,000 person, $50,000 per occurrence. When the Colorado Auto No-Fault law expired on July 1, 2003 the minimum was $25,000/50,000 and the medicals did not then have to be paid from that amount. The minimum is clearly not adequate for most auto accidents, yet it remains the law. The Colorado Legislature and the Governor agreed that when someone buys Underinsured Motorist coverage it should be useful to the full amount of the policy.

Teen Drinking and Driving
Posted by: Michael Sawaya
July 14, 2008

Did you know that your child may be significantly at risk just by getting into a vehicle? Many of us worry about young teen drivers. Are they safe? Will they get home in one piece? Are the friends they're riding with safe drivers? It's not teens' inexperienced driving that's causing stir in our communities, as much as the alcohol consumption that's being involved while driving. According to The National Highway Traffic Safety Administration (NHTSA), motor vehicle crashes are the leading cause of young adult deaths. A startling 12.8% of those accidents were alcohol-related, and 40% of those deaths involved teens driving while they were drinking alcohol. Shocking. Also according to the NHTSA, 23% of teen drivers in fatal car crashes had blood alcohol levels that well exceeded the legal limit.

Evidence Preservation
Posted by: Michael Sawaya
July 09, 2008

Folks, don't be mislead, if you have been injured and you have only your testimony at the time a case goes to Court, don't expect to be believed. The climate in our Courts today is not one bit pleasant for most injured people. Juries are sceptical at best. The insurance industry and unscrupulous political parties have lawyer-bashed for more than two decades now and the pool of unbiased jurors has grown much smaller. Don't expect to always find a sympathetic ear.

Talking on a Cell Phone & Driving
Posted by: Michael Sawaya
July 09, 2008

California's ban on hand held mobile phones has caused me to consider our own drivers in Colorado. Talking on a cell phone is extremely distracting, not to mention some Colorado drivers actually text message while driving! When I text message, nearly all of my focus is concentrated on the phone because it requires me to squint, make certain that I'm pressing the correct buttons, then I have to wait for it to go to the next letter, and finally send it. Sometimes, it takes me 5 minutes just to send one simple text. An automobile accident can happen in a split second.